# Return Finance App

Return is a user-friendly gateway to earning market-leading Annual Percentage Yield (APY) on your U.S. Dollars (Euro - coming soon) from DeFi markets.

## Why Choose Return App

* Secure, transparent and decentralized
* Easy deposit and withdrawal
* No monthly services fees
* No lock-up period
* Daily autocompounding returns

## Start using Return in 4 easy steps

1. Create an account&#x20;
2. Verify your identity
3. Add money&#x20;
4. Start earning

## The easiest way to beat inflation and banks low interest rate

The average bank savings account offers a 0.5% interest rate and with the current high inflation, your savings lose value every day they stay in the bank.

## The Return app enables you to:

* Access market-leading yields
* Effortlessly search, compare and earn
* Provide liquidity with a few clicks
* Bridge funds securely and cost-effectively
* Tailor a cross-chain portfolio
* Manage funds with real-time reporting and transparency
* Entrust savings to a fully licensed and regulated platform

## Your money is safe

Return is a fully-regulated fintech company that works only with recognised and regulated partners. We use the latest security standards to offer a product that is compliant and insured so that we can provide a trustworthy service to our depositors.

## End-to-end process flow

<figure><img src="/files/Z8l7IBMypalHNGexEuZG" alt=""><figcaption></figcaption></figure>

*Disclaimer*: The yield-generating protocols shown in the "on-chain transactions" section of this chart are examples of the most commonly used strategies by the Return Finance smart contract. Please note that the actual strategies and protocols may change depending on market conditions.

## Get the app

{% embed url="<https://play.google.com/store/apps/details?id=com.returnapp.returnfinance>" %}

{% embed url="<https://apps.apple.com/bg/app/return-finance/id6443918990>" %}


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