Frequently Asked Questions
How can I verify my account?
Account verification is required for deposits greater than $150. The process is quick and straightforward:
  • You start the KYC verification process from the app by tapping on one of the KYC banners:
  • Choose to verify your identity by any of the following documents: ID Card, Drivers license or passport. Take pictures of the document and make sure the image is not cropped or hard to read!
  • Take a selfie with the document at hand while both your face and the document are clearly visible.
It takes only a couple of minutes for your identity to be verified and you can start investing with no limits immediately.
What currencies does Return support?
For now, you can make deposits in US Dollars (Euro and GB Pounds - Coming soon).
Do I have access to my deposits once I invest?
Yes! You have access to your deposits and the yield that you earn at all times! You can make transactions and withdrawals whenever you like!
What is the "Invite & Earn" referral program?
The "Invite & Earn" referral program allows you to get $25 for each friend that registers to Return Finance with your referral code. Even better - each of you get $25! All you have to do is follow the three easy steps:
  1. 1.
    Invite a friend by sending them your referral code
  2. 2.
    They must register, pass the KYC verification and deposit at least $50
  3. 3.
    Your account should be verified and have at least $50 of deposits to be eligible for the reward.
  4. 4.
    Both of you get $25!
Reward usage:
The $25 reward is added to your balance but it can not be withdrawn and spent! It is used only to generate yield.
How are the assets safe-guarded?
  • We offer full transparency of customer funds, providing transaction IDs on the blockchain, as well as smart contract addresses of where funds are deposited.
  • We work with trusted and prominent RegTech companies, that offer institutional-grade infrastructure, are fully regulated, and give our customers best-in-class security and privacy.
  • We operate the business with strict governance and business processes
  • Our management team and board of advisors are seasoned executives that implement the highest level of governance and duty of care
What is USDC?
USDC stands for USD Coin. It is a stablecoin that is pegged to the US dollar. This means that the value of the USDC is always equivalent to $1. USDC lives natively on the internet, running on many of the world’s most advanced blockchains. Known as a fully-reserved stablecoin, every digital dollar of USDC on the internet is 100% backed by cash and short-dated U.S. treasuries, so that it’s always redeemable 1:1 for U.S. dollars.
For more info about USDC reserves composition and monthly attestations you can click here.
When can I add and withdraw money from my account?
Adding and withdrawing money can be done at any time.
Are there any fees to adding and withdrawing from my Return account?
There are no additional fees for either adding, nor for withdrawing your money.
Is there a minimal amount I can add to my balance?
Yes, the minimum amount is $50.